Banking & Financial Services · PPL

Digital Payments & UPI Certification

Learn the fundamentals of digital payments and UPI, including payment systems, transaction processing, security, and digital banking services.

  • 2 DaysDuration
  • PPLAccredited
  • 3 LanguagesArabic · English · Hindi
  • ₹2,999.00 Per delegate

This course is accredited by PPL

This is for all ppl accredited courses
2M+ Delegates trained worldwide
15,000+ Corporate clients
490+ Training locations
4.8 ★ Average learner rating
20% OFF Limited-time launch offer
— The journey

Course Outline

What the programme covers, module by module.

Module 1: Introduction to Digital Payments

  • Evolution of Digital Payments
  • Payment Ecosystem
  • Benefits of Cashless Transactions
  • Types of Digital Payments
  • Industry Overview

Module 2: Understanding UPI

  • UPI Fundamentals
  • UPI Architecture
  • UPI Participants
  • Virtual Payment Address (VPA)
  • UPI Transaction Flow

Module 3: Digital Banking Basics

  • Mobile Banking
  • Internet Banking
  • Banking Applications
  • Digital Banking Services
  • Customer Convenience

Module 4: Payment Methods

  • UPI Payments
  • QR Code Payments
  • Mobile Wallets
  • Debit and Credit Card Payments
  • Contactless Payments

Module 5: UPI Transactions

  • Sending Money
  • Receiving Money
  • Balance Enquiry
  • Bill Payments
  • Merchant Payments

Module 6: QR Code Payments

  • Static QR Codes
  • Dynamic QR Codes
  • Merchant Payments
  • Customer Payments
  • QR Payment Best Practices

Module 7: Payment Gateways

  • Payment Gateway Basics
  • Online Payment Processing
  • Transaction Flow
  • Merchant Integration Concepts
  • Settlement Process

Module 8: Digital Payment Security

  • Secure Authentication
  • Password Management
  • OTP Verification
  • Device Security
  • Safe Banking Practices

Module 9: Fraud Awareness

  • Common Digital Payment Frauds
  • Phishing Awareness
  • QR Code Scams
  • Social Engineering
  • Fraud Prevention Tips

Module 10: Customer Verification

  • Identity Verification
  • Account Verification
  • Transaction Validation
  • Customer Authentication
  • Verification Best Practices

Module 11: Merchant Services

  • Merchant Onboarding Basics
  • Merchant Payments
  • Transaction Reconciliation
  • Customer Support
  • Payment Records

Module 12: Digital Payment Regulations

  • Payment Guidelines
  • Customer Responsibilities
  • Merchant Responsibilities
  • Compliance Awareness
  • Consumer Protection

Module 13: Customer Service

  • Handling Customer Queries
  • Transaction Issues
  • Failed Transaction Support
  • Complaint Resolution
  • Service Excellence

Module 14: Transaction Monitoring

  • Payment Status Tracking
  • Transaction History
  • Reconciliation Basics
  • Reporting
  • Error Identification

Module 15: Financial Literacy

  • Budgeting Basics
  • Responsible Digital Payments
  • Expense Tracking
  • Personal Finance Awareness
  • Smart Payment Practices

Module 16: Emerging Payment Technologies

  • Contactless Payments
  • Wearable Payments
  • Digital Wallet Innovations
  • Artificial Intelligence in Payments
  • Future Payment Trends

Module 17: Workplace Ethics

  • Customer Confidentiality
  • Responsible Data Handling
  • Professional Conduct
  • Ethical Banking Practices
  • Trust Building

Module 18: Digital Payment Case Studies

  • Everyday Payment Scenarios
  • Merchant Transactions
  • Customer Service Cases
  • Fraud Prevention Examples
  • Best Practices

Module 19: Communication Skills

  • Customer Interaction
  • Professional Communication
  • Problem Solving
  • Team Collaboration
  • Service Documentation

Module 20: Banking Operations Support

  • Transaction Assistance
  • Customer Education
  • Operational Procedures
  • Documentation
  • Process Improvement

Module 21: Best Practices in Digital Payments

  • Secure Transactions
  • Customer Awareness
  • Operational Excellence
  • Continuous Learning
  • Industry Best Practices

Module 22: Digital Payments & UPI Project

  • UPI Transaction Simulation
  • Merchant Payment Workflow
  • Customer Support Scenario
  • Transaction Monitoring Exercise
  • Final Project Presentation 
— 01.2 · Is it right for you?

Who it's for & what's included

Pick a delivery method to see exactly who it suits and everything you receive.

Who it's for

Classroom

Best for learners who want face-to-face tuition and to network with peers in person.

What's included

Everything you get

  • Live instructor on-site
  • Printed workbook & materials
  • Group exercises & case studies
Who it's for

Online Instructor-Led

Best for learners who want a live instructor and a fixed schedule, without the travel.

What's included

Everything you get

  • Live instructor via video call
  • Digital workbook & resources
  • Session recordings
Who it's for

Self-Paced

Best for self-motivated learners who need maximum flexibility around work and life.

What's included

Everything you get

  • On-demand video lessons
  • Interactive quizzes
  • 24/7 access on any device
— What you will master

Course Objectives

01

Understand the fundamentals of digital payments and UPI.

02

Learn different digital payment methods and transaction workflows.

03

Perform secure UPI, QR code, and online payment transactions.

04

Understand digital payment security and fraud prevention practices.

05

Support customers with digital payment services and transaction issues.

06

Learn merchant payment processes and payment gateway concepts.

07

Apply responsible digital banking and financial practices.

08

Develop practical skills for digital payment operations in the BFSI sector.

— Questions answered

Frequently Asked Questions

What are digital payments?
Digital payments are electronic methods of transferring money using banking applications, UPI, payment cards, mobile wallets, or online payment platforms without using cash.
What is UPI?
Unified Payments Interface (UPI) is a real-time payment system that enables users to instantly send and receive money between bank accounts using mobile devices.
Is this course suitable for beginners?
Yes. The course is designed for beginners and freshers who want to understand digital payment systems and build careers in banking or financial services.
Does the course include practical activities?
Yes. Participants practice UPI transactions, QR code payments, merchant payment workflows, customer support scenarios, and fraud awareness exercises.
What skills will I gain?
You will learn UPI transactions, digital payment systems, QR code payments, payment gateway concepts, digital banking, fraud prevention, customer service, and secure payment practices.
— Trusted by learners

What our delegates say

★★★★★

"The structure, the practice exams, the instructor — all top tier. Passed first try."

AS
Aarti SharmaSenior Project Manager · TCS
★★★★★

"Best training I have attended. The content is exactly what modern projects need."

JD
James DonovanProgramme Director · Capgemini
★★★★★

"24/7 support actually means 24/7 — got help on my mock exam at 2am. Worth every dollar."

MO
Maya OkaforPMO Lead · Standard Bank

★ 4.8 / 5 from 12,000+ verified learner reviews on Trustpilot & Google.

PPL Academy enquiry form

Get the course
that's right for you.

Our advisors respond within one business day.

Full name
Work email
Contact number
Message (optional)
Your details are never shared with third parties.
< 24h Response
Live & online Delivery
Certified Instructors