★★★★★
"The structure, the practice exams, the instructor — all top tier. Passed first try."
AS
Aarti SharmaSenior Project Manager · TCS
— The journey
Course Outline
What the programme covers, module by module.
Module 1: Introduction to Credit Analysis
- Credit analysis fundamentals
- Lending principles
- Credit lifecycle
- Business applications
- Industry overview
- Professional roles
Module 2: Financial Statement Analysis
- Income statement
- Balance sheet
- Cash flow statement
- Financial ratios
- Trend analysis
- Financial interpretation
Module 3: Credit Risk Fundamentals
- Credit risk concepts
- Borrower assessment
- Risk identification
- Risk categories
- Credit evaluation
- Decision frameworks
Module 4: Creditworthiness Assessment
- Financial strength
- Business stability
- Repayment capacity
- Credit history concepts
- Management quality
- Industry position
Module 5: Ratio Analysis
- Liquidity ratios
- Profitability ratios
- Solvency ratios
- Efficiency ratios
- Coverage ratios
- Performance evaluation
Module 6: Cash Flow Analysis
- Operating cash flow
- Investing cash flow
- Financing cash flow
- Cash flow adequacy
- Liquidity analysis
- Forecasting concepts
Module 7: Working Capital Analysis
- Current assets
- Current liabilities
- Working capital cycle
- Inventory management
- Receivables analysis
- Liquidity planning
Module 8: Credit Scoring Concepts
- Credit scoring models
- Risk indicators
- Credit ratings
- Score interpretation
- Credit quality
- Decision support
Module 9: Business Credit Analysis
- Business model evaluation
- Revenue analysis
- Cost structure
- Financial sustainability
- Industry benchmarking
- Business performance
Module 10: Loan Appraisal
- Loan assessment
- Repayment analysis
- Borrowing requirements
- Financial documentation
- Loan evaluation
- Credit recommendations
Module 11: Industry & Market Analysis
- Industry trends
- Market conditions
- Competitive analysis
- Economic factors
- Sector performance
- Business environment
Module 12: Credit Portfolio Management
- Portfolio diversification
- Risk monitoring
- Portfolio quality
- Performance tracking
- Exposure management
- Portfolio reporting
Module 13: AI in Credit Analysis
- AI-assisted risk assessment
- Predictive credit analytics
- Automated financial analysis
- Data-driven insights
- Workflow automation
- Responsible AI usage
Module 14: Credit Monitoring
- Ongoing assessment
- Early warning indicators
- Performance reviews
- Risk monitoring
- Customer evaluation
- Continuous improvement
Module 15: Financial Forecasting
- Revenue forecasting
- Cash flow projections
- Business assumptions
- Scenario planning
- Financial modeling concepts
- Decision support
Module 16: Credit Reporting
- Credit reports
- Risk summaries
- Executive dashboards
- Documentation
- Performance reporting
- Professional presentation
Module 17: Risk Mitigation Strategies
- Credit controls
- Risk reduction
- Diversification
- Monitoring techniques
- Recovery planning
- Portfolio protection
Module 18: Ethical Credit Practices
- Responsible lending
- Professional ethics
- Transparency
- Fair assessment
- Documentation standards
- Best practices
Module 19: Credit Analysis Best Practices
- Analytical techniques
- Data validation
- Decision consistency
- Documentation
- Continuous improvement
- Professional standards
Module 20: Emerging Credit Analysis Trends
- AI-powered analytics
- Digital lending
- Predictive risk analysis
- Financial technology
- Data-driven decisions
- Future trends
Module 21: Common Credit Analysis Challenges
- Incomplete information
- Financial uncertainty
- Risk assessment issues
- Market fluctuations
- Decision accuracy
- Problem-solving techniques
Module 22: Practical Credit Analysis Project
- Financial statement review
- Ratio analysis
- Credit assessment
- Risk evaluation
- Credit report preparation
- Management presentation
— 01.2 · Is it right for you?
Who it's for & what's included
Pick a delivery method to see exactly who it suits and everything you receive.
Who it's for
Classroom
Best for learners who want face-to-face tuition and to network with peers in person.
What's included
Everything you get
- ✓ Live instructor on-site
- ✓ Printed workbook & materials
- ✓ Group exercises & case studies
Who it's for
Online Instructor-Led
Best for learners who want a live instructor and a fixed schedule, without the travel.
What's included
Everything you get
- ✓ Live instructor via video call
- ✓ Digital workbook & resources
- ✓ Session recordings
Who it's for
Self-Paced
Best for self-motivated learners who need maximum flexibility around work and life.
What's included
Everything you get
- ✓ On-demand video lessons
- ✓ Interactive quizzes
- ✓ 24/7 access on any device